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DSCR Rental Loans

Qualify on the property's cash flow — not your tax returns.

Modern apartment building against a clear sky

Program highlights

  • For real estate investors buying or refinancing non-owner-occupied rental property
  • Qualification based on the property's rental income (debt service coverage)
  • No personal income documentation or tax returns
  • Purchase, rate/term refinance, and cash-out refinance
  • Non-owner-occupied investment property, held in an LLC or other entity