Loan Programs
Business-purpose lending, matched to the deal and the sponsor.
Commercial and non-residential property, plus investment property that is not owner-occupied. We do not finance a home you intend to live in.
DSCR Rental Loans
Qualify on the property's cash flow — not your tax returns.
- For real estate investors buying or refinancing non-owner-occupied rental property
- Qualification based on the property's rental income (debt service coverage)
- No personal income documentation or tax returns
- Purchase, rate/term refinance, and cash-out refinance
- Non-owner-occupied investment property, held in an LLC or other entity
Commercial & Mixed-Use
Financing for income-producing commercial property.
- Multifamily, mixed-use, retail, office, and light industrial
- Underwritten on the property's income and the business plan
- Purchase, refinance, and cash-out for the entity that holds title
- Bank-statement and asset-based qualification available for the sponsor
- Closed in an LLC, corporation, or other business entity
Fix & Flip / Bridge Loans
Short-term capital for value-add projects.
- Acquisition plus renovation financing in one loan
- Fast, asset-focused underwriting
- Interest-only payments during the project
- Exit by sale or refinance into a long-term DSCR loan
- Investor projects only — not a home the borrower will occupy
New Construction
Ground-up financing for builders and investors.
- Land acquisition and vertical construction
- Draw schedule tied to build milestones
- For experienced builders and first projects alike
- Built to sell or to hold as a rental — not owner-occupied
Asset Qualifier & Foreign National
Paths to financing when the standard boxes don't fit.
- Qualify the sponsor on liquid assets instead of income documentation
- Options for foreign national investors without U.S. credit history
- Investment property only — never a residence the borrower occupies